About Us

Pilkington Financial Health Insurance Services is a family-owned independent insurance agency in Sterling, Colorado; started in 1974 by Curt and Cindy Pilkington.  Pilkington Financial Health Insurance Services strives to provide innovative insurance products to help clients find the best products at the best available rate.

Pillkington Financial Health is very passionate about helping its clients through the complexities of health care insurance. And, they are completely dedicated to making a difference in their communities.


SPOTLIGHT ON BUSINESS

Pilkington Financial Services approaching 40th anniversary

Family business proud to go beyond basics

Posted:   10/29/2013 11:32:37 AM MDT

Pilkington Financial Team - 2013

The staff of Pilkington Financial Services, from left: Sandy Zimmerman, Becky Bohler, Shanan Doherty, Kayli Money, Cindy Pilkington and Curt Pilkington. (Courtesy photo)

STERLING — — Maintaining a small business in the United States economy for 10 years is an accomplishment, but maintaining a family-run business, focused in two of the most unpredictable industries for nearly 40 years, is a milestone.

Pilkington Financial Services will celebrate its 40th year of business serving Sterling and surrounding communities this April. A company developed and nurtured by Sterling natives Curt and Cindy Pilkington, Pilkington Financial provides financial planning services including retirement, college and estate planning, as well as health and life insurance.

“By providing honest service and always making decisions that are best for our clients, we have been able to serve the community for nearly 40 years,” said Curt.

Beginning his career in 1974 with American General as a life insurance representative, Curt Pilkington moved his family back to Sterling in 1977 to start a life insurance and financial and estate planning business from scratch. With a loving and supportive wife, a 6-day-old baby, who 28 years later would join the firm, Curt began his endeavor as a small businessman.

Pilkington Financial works to gain a clear understanding of clients’ financial goals, provide well-defined road maps for achieving these goals and offers ongoing guidance to continually meet clients’ needs. Through the development and maintenance of relationships Pilkington Financial has helped community members fund college educations, helped businesses and farms transfer to the next generation and provided clients with bountiful retirements.

“We pride ourselves in staying current with tax changes, new investment strategies and most of all working closely with our clients when fear or greed start to take over,” Curt said.

Cindy established the health and long term care portion of the business in 1987. For 26 years, Cindy has provided northern Colorado with group and individual health insurance, Medicare products for seniors, long term care and disability insurance and Aflac. A member of the Colorado Association of Health Underwriters for years, Cindy served as an officer representing northern Colorado.

Having sat on the legislative board for three years, Cindy was instrumental in supporting and opposing many healthcare bills that would negatively impact the rural markets.

“We face many different hurdles than they do in the Front Range and Denver. Many carriers choose not to offer plans in rural areas, therefore creating less competition,” said Cindy.

Essential to the survival of any investment advisory and planning business is a team of hardworking, committed individuals, like those of Pilkington Financial. Joined by daughter and financial adviser Shanan Doherty, Pilkington Financial is split into two teams: Curt and Shanan manage the investment division, with Becky Bohler and Kayli Money in support roles. Prior to retirement, Sharon Ballinger served as Pilkington’s longest running employee in her support role to Curt. Cindy and partner Sandy Zimmerman run the health and long term care portion of the business, while Jerry Guerin serves as Pilkington’s operations manager.

Whether facing the challenges of a recession or handling the many changes brought on by the Affordable Care Act, Pilkington Financial prides itself on serving the needs of the community beyond the basic call of duty.

Spotlight on Business is a monthly feature provided by the Logan County Chamber of Commerce highlighting a member business.